Best Private Bank – Credit & Financing
HSBC Private Bank
Jyrki Rauhio
regional head of credit advisory, Asia Pacific, HSBC Private Bank
Receiving this accolade for six consecutive years is a true testament to our excellence in credit and financing solutions.
Despite market uncertainties in 2025, we remained at the forefront of lending in Asia by providing customised solutions that empower our clients to make their assets work harder.
We have further enhanced our comprehensive suite of credit and financing solutions, from simple Lombard facilities to complicated structured financings, along with a one-stop-shop experience backed by a robust risk control framework to ensure a seamless client journey.
Thank you to the Asian Private Banker and our clients for their long-lasting trust. We are excited to further elevate the client experience even further in 2026 and beyond.
Winners Rationale
“HSBC Private Bank was once again recognised as Best Private Bank – Credit & Financing for its market-leading lending capabilities and its ability to transform credit from a mere funding tool into a strategic asset allocation driver. By integrating leverage analysis directly into portfolio construction, the bank has successfully shifted from client-driven to active client engagement, advising on the optimal use of sustainable leverage to enhance risk-adjusted returns,” said Audrey Raj, editor of Asian Private Banker.
“In 2025, the firm demonstrated exceptional growth, significantly expanding its loan book while maintaining a flawless record of zero credit losses for eight consecutive years. This performance was underpinned by a comprehensive spectrum of offerings, including Lombard lending, single-stock financing, and specialised trophy asset financing for jets, yachts, and art. The bank’s ability to deliver bespoke solutions was highlighted by landmark transactions, such as providing jumbo multi-currency property financing to monetise high-end real estate portfolios for its UHNW clients, and executing complex privatisation deals rarely done in the private banking industry, to name a few.
“The firm’s competitive advantage is anchored in its cycle-tested team and a constantly evolving digital platform. Strategic investments in technology have led to advanced credit workflow tools and straight-through processing for Lombard and insurance premium finance, ensuring speed and accuracy in execution. Furthermore, HSBC’s ‘One-Bank’ proposition leverages its global connectivity and strong balance sheet to support substantial, complex deals that few competitors can match.
“Beyond its product depth, HSBC solidified its market influence through leadership in global forums, such as the Art Business Conference and the Corporate Jet Investor Conference. By combining innovative financing structures with deep industry expertise and a robust risk management framework, HSBC Private Bank remains the premier partner for clients seeking sophisticated liquidity solutions in Asia. Congratulations to the team on winning Best Private Bank – Credit and Financing.”
